Licensed · Independent · 30+ A-Rated Carriers
📞 (469) 813-8400
⚡ Attention Tradesmen
Plumbers/ Electricians/ HVAC Techs/ Truckers/ Farmers/ Construction

You weren't too expensive.
You were placed wrong.

Most agents shop one company. We compare 30+ A-rated carriers — and find your real rate.

★★★★★ 4.8/5 · 31,000+ Tradesmen Served
Get My 3 Real Quotes
5-Min Call No Exam No Commitment
31,000+
Tradesmen Served
14
Years on the Job
30+
A-Rated Carriers
★★★★★
4.8/5 · 8,000+ Reviews

Here's what those agents don't tell you.

01

They shop ONE carrier.

Same company every client. They never check the dozens of A-rated carriers that price tradesmen fairly. Easy for them. Expensive for you.

02

They submit your app BLIND.

No pre-shop. No strategy. The underwriter sees your trade, your meds, your sleep apnea, your back surgery — and slaps you with a massive rate-up or declines you outright.

03

The agent SHRUGS and walks.

Pockets nothing. Moves on to the next guy. Meanwhile your family's still exposed. That's their problem dressed up as yours.

That's not your problem.
That's their problem.
You weren't priced wrong — you were PLACED wrong.
— What the industry doesn't want tradesmen to know

We don't just pick a carrier.
We get you THROUGH underwriting.

We work with 30+ A-rated carriers and we know exactly how each one underwrites a tradesman. We pre-shop your case before a single application goes in — so you walk in with the right carrier, the right strategy, and your real rate.

Underwriting Cheat Sheet BDE LIFE
CPAP / Sleep Apnea? Approved
Credit Check? Skipped
DUI 3+ Years Out? Forgiven
$1M Coverage, No Exam? Available
Back Surgery / Bad Knees? Standard Rate
30+ / 1 / 3
30+ Carriers · 1 Pre-Shop · 3 Real Quotes
Carriers We Work With
Mutual of Omaha| Prudential| Lincoln Financial| AIG| Banner Life| Pacific Life| Protective| Symetra| Mass Mutual| John Hancock| Transamerica| Foresters

From the guys who finally got their real rate.

★★★★★
"I thought those rates were normal for my job. Turns out I was just put in the wrong policy. They broke everything down and gave me better options without any pressure."
Daniel S. · Electrician · Florida
★★★★★
"Another agent told me I couldn't get anything cheaper. These guys actually checked multiple carriers and found a better rate. Wish I did this sooner."
Carlos M. · Plumber · California
★★★★★
"Nobody ever explained my policy before. First time I actually understood what I'm paying for and what I'm getting."
Anthony G. · Construction Foreman · New York

5-minute call. Real numbers TODAY.

01

Tell us about you.

5-minute call. Age, basic health, any flags (DUI, surgeries, CPAP, weight). No applications. No credit pull.

02

We pre-shop your case.

We send your profile to our 30+ carriers and find the 3 that will give you the best rate. Done before any application is submitted.

03

3 real quotes.

Three real quotes from three real carriers — at YOUR trade's actual rate. No exam. No commitment. You decide.

★ The Promise
If we can't beat your rate — we'll tell you to keep what you have.

Three real quotes.
Three real carriers.

Most agents shop one company and submit your app blind. We compare 30+ A-rated carriers, pre-shop your case, and come back with three real quotes — at your trade's actual rate.

No paperwork. No pressure. A licensed agent calls you back within 1 business day.

  • 5-minute call — no application yet
  • 30+ A-rated carriers shopped
  • 3 real quotes at your real rate
  • No medical exam options up to $1M
  • No commitment, no obligation
Work Order #BDE-2026
Get my 3 real quotes — 5-min call, 1 business day.
Step 1 of 5

What's your trade?

We route your case to the agent who knows your trade's underwriting.

What's your age?

Age is the single biggest rate driver. Tells us which carriers fit best.

How much coverage do you need?

Rule of thumb: 10× your annual income. Don't overthink it — agent helps dial it in.

Anything below apply to you?

Check ALL that apply. Don't worry — we know carriers that approve every one of these. This is what wrong-agents stumble on.

Last step. Where should we send your quotes?

Licensed agent calls within 1 business day with 3 real quotes from 3 real carriers — at YOUR trade's actual rate.

🔒 Private · No Paperwork · No Pressure

On It.

A licensed agent will call you within 1 business day with your 3 quotes.

On It.

A licensed agent will call you within 1 business day with your 3 quotes.

Straight answers. No B.S.

I've been declined before. Can you help? +
That's exactly who we help. A decline by one carrier doesn't mean a decline by all 30+. We know which carriers say yes for the things that get tradesmen declined elsewhere — back surgery, CPAP, weight, blood pressure, DUI history.
Do I need a medical exam? +
Probably not. We have multiple carriers offering no-exam coverage up to $1 million. We'll tell you on the call which option fits your situation. You won't take a day off work for this.
What if I have a CPAP, sleep apnea, or back surgery? +
When you're compliant with treatment, several carriers price you the same as someone without those issues. That's why pre-shopping matters. Most agents don't know which carriers do this — we do.
I had a DUI. Am I done? +
No. If it's 3+ years out, multiple carriers will forgive it entirely. We know which ones, and we route your case there. One DUI from years ago should not be the reason your family is uncovered.
How fast can I get covered? +
Many no-exam plans approve within 24–72 hours. The 5-minute call is the only thing standing between you and a real quote.
What's the catch? +
There isn't one. The call is free. The quotes are free. We get paid by the carrier only if you decide to move forward. If we can't beat your current quote, we tell you that too — and you walk away with no obligation.
⏱ Don't Wait

Every year you wait,
the rate goes UP.

Three real quotes. Three real carriers. At YOUR trade's actual rate. No exam. No commitment.

Get My Real Rate
Or call now → (469) 813-8400
Get My 3 Quotes →